Privacy Policy

Last updated: February 23, 2026

RaiFinServ has adopted this privacy policy to reflect our commitment to privacy. These guidelines apply to the RaiFinServ website and app at raifinserv.com. You may browse certain sections without sharing personal details. If you voluntarily submit personal information, we use it only for legitimate business purposes described below.

Collection of IP Addresses and Cookies

When you visit our website or app, information like IP address, browser, operating system, referring source, and visit time may be collected automatically. This information is used for analytics, service quality, and internal improvement.

RaiFinServ may also use cookies to improve site experience and understand usage patterns. You may disable cookies in your browser settings if you prefer.

Personal Information

Whenever personal information is requested, RaiFinServ will use it for the purpose communicated at collection time. We do not sell, rent, or trade personally identifiable information to third parties without your consent, except when disclosure is required by law, regulatory obligation, or to protect legal rights.

Nature of Data on the Internet

We use reasonable safeguards to protect submitted information. However, internet transmissions are not completely secure by nature, and you acknowledge that risk when sharing information online.

Important Security Information (Email Scams)

RaiFinServ will never ask you to share full passwords or sensitive credentials by email. If you receive suspicious communication claiming to be from RaiFinServ, do not click links or share details, and report it to us immediately.

Online Security

We maintain technical and operational controls to protect our systems and data against unauthorized access, alteration, or misuse. Unauthorized attempts to access or modify data may be punishable under applicable Indian laws, including the Information Technology Act.

Policy Updates

RaiFinServ may revise this policy from time to time. Any update will be posted on this page. Continued use of the website/app after changes are posted constitutes acceptance of the revised policy.

Consent

By using RaiFinServ's website or app, you consent to this privacy policy.

Contacting Us

If you have questions regarding this privacy policy, contact us at support@raifinserv.com.

Legal Disclaimer

RaiFinServ holds copyright to its website and contents unless expressly stated otherwise. We are not responsible for errors, omissions, or representations on our pages or third-party links. Users should verify information independently and, where appropriate, seek professional advice before relying on any content.

Content provided on this website/app is for informational purposes only and may change without notice. RaiFinServ is not responsible for financial decisions made by users based on content published here.

Governing Law and Jurisdiction

The relationship between users and RaiFinServ is governed by the laws of India. Users and RaiFinServ agree to the exclusive jurisdiction of courts at Delhi, India.

Terms of Service

Materials on RaiFinServ are provided on an "as is" basis without warranties, to the maximum extent permitted by law. By accessing or browsing the site/app, you accept these terms and any future revisions.

1. Your Acceptance

• You consent to RaiFinServ retrieving/verifying information submitted by you for evaluation and processing of financial services.
• You authorize sharing of relevant details with regulatory bodies, AMCs, financial institutions, affiliates, and authorized processing parties where required.
• You acknowledge data provided by you must remain accurate and up to date.

2. General Rules

This website/app is intended for personal, non-commercial use. Users may not use it in violation of law or in ways that infringe intellectual property, privacy, publicity, or other personal rights.

3. Modified Terms

RaiFinServ may modify terms of service at any time. Continued use of the site/app after updates are posted indicates acceptance of revised terms.

4. Limitation of Liability

RaiFinServ, including its officers, directors, employees, affiliates, and service providers, is not liable for damages, interruptions, or system effects arising from access to or use of this website/app.

5. Privacy Policy

By using this website/app, you consent to collection and use of information as described in this privacy policy.

6. Use of the Site/App

RaiFinServ grants limited permission to use this site/app subject to these terms. You may not copy, modify, republish, distribute, commercially exploit, or create derivative works from website/app content without authorization.

7. Google Calendar API

Where scheduling features are enabled, RaiFinServ may integrate with Google Calendar to suggest slots and create events, with your consent. Access is limited to required data, and you can revoke access from your Google account at any time.

8. Miscellaneous

If any provision is found unenforceable, remaining provisions stay in effect. Disputes, interpretation, and enforcement shall be governed by applicable Indian law.

9. RaiFinServ Covenants and Declarations

As an AMFI-registered distributor (where applicable), RaiFinServ complies with applicable code of conduct requirements and discloses that commissions may be received from partnered AMCs. Users are expected to make informed decisions after understanding product suitability and risk.

10. Grievance Redressal

Customer satisfaction is a core priority. If support resolution is unsatisfactory, write to us at support@raifinserv.com for escalation.

Refund Policy

Where applicable, refunds are governed by the product/service terms presented at purchase. Any cancellation or processing charges will be communicated in advance.

For pending or missing refunds, first check your bank/account statement and then contact us at support@raifinserv.com.

Standard Disclaimer

• Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.
• Past performance is not indicative of future performance.