Corporate Fixed Deposits
Laddered FD strategies with issuer diligence, rate comparisons, and renewal automation.
Our offerings
Bajaj Finserve Ltd
(as of 31 Jan 2026)
Book Bajaj FD
Shriram Finance Limited
(as of 31 Jan 2026)
Book Shriram FD
M&M Finance Services Ltd
(as of 31 Jan 2026)
Book M&M FD
Issuer comparison snapshot (illustrative)
| Company Name | Credit Rating | Highest FD Rate | 1-year | 3-year | 5-year | Senior addl. |
|---|---|---|---|---|---|---|
| Shriram Finance* | ICRA-AA+/Stable IND AA+/Stable |
7.60 | 7.00 | 7.25 | 7.25 | 0.50 |
| Muthoot Capital Services Ltd | CRISIL-A+/Stable | 8.95 | 7.90 | 8.95 | 8.50 | 0.25 |
| Manipal Housing Finance Syndicate Ltd | ACUITE A | 8.25 | 8.25 | 8.25 | 7.75 | 0.25 |
| Mahindra Finance | CRISIL-AAA/Stable; IND AAA/Stable | 7.00 | 6.60 | 7.00 | 7.00 | 0.10–0.25 |
| PNB Housing Finance Ltd. | CRISIL-AA/Stable; CARE-AA+/Stable | 7.10 | 6.85 | 7.10 | 7.10 | 0.25 |
| Sundaram Home Finance | CRISIL-AAA/Stable; ICRA-AAA/Stable | 7.15 | 6.70 | 7.00 | 7.15 | 0.35–0.50 |
| ICICI Home Finance | CRISIL-AAA/Stable; ICRA-AAA/Stable; CARE-AAA/Stable | 7.10 | 6.75 | 6.90 | 7.00 | 0.35 |
| Sundaram Finance | CRISIL-AAA/Stable; ICRA-AAA/Stable | 7.50 | 7.20 | 7.50 | — | 0.50 |
| LIC Housing Finance Ltd. | CRISIL-AAA/Stable | 6.90 | 6.70 | 6.85 | 6.90 | 0.25 |
| Kerala Transport Development Finance Corp. | Guaranteed by Kerala Govt. | 7.00 | 7.00 | 7.00 | 6.75 | 0.25 |
Illustrative rates for awareness; subject to change by issuers. We confirm current rates and terms before execution.
FAQs
Are corporate FDs safe?
We shortlist issuers with strong credit ratings (AA+/AAA), monitor outlook changes, and size positions to fit your risk budget. No FD is risk-free; diversification and tenor ladders help manage risk.
What payout options are available?
Annual, half-yearly, quarterly, monthly, and cumulative. We align the option with your cashflow needs and tax bracket.
Is there a premature withdrawal penalty?
Most issuers allow premature withdrawal with reduced interest per their slab. We share issuer-specific breakage terms before investing.
Do seniors or women get higher rates?
Yes. Select issuers offer 0.05%–0.5% extra for women and senior citizens; see the table above for specifics.
How do renewals work?
We track maturities, alert you ahead of time, and execute renewals or reallocation based on prevailing rates and your liquidity plan.