Mutual Funds
Best Plans to invest Rs.10,000/month in Mutual Funds
SIPs are becoming a popular way to invest in mutual funds these days. By investing in the best sip plan for Rs. 10,000 per month, you can generate a substantial amount in the long run. In this article, we will share 10 best SIP plans for Rs 10,000 per month that can generate high returns for you with a Rs. 10,000 monthly investment.
List of 10 Best SIP Plans for Rs. 10,000 Per Month
Here is the list of top 10 best SIP plans for Rs. 10,000 investment per month:
| Scheme Name | AuM (Cr) | 1Y | 2Y | 3Y | 5Y | 10Y |
| Quant Large and Mid Cap Fund | ₹3,290.34 | 62.43% | 40.24% | 31.65% | 32.66% | 22.67% |
| JM Value Fund | ₹829.05 | 63.75% | 48.93% | 32.33% | 30.60% | 21.08% |
| JM Flexi Cap Fund | ₹3,216.32 | 65.54% | 44.57% | 33.28% | 29.64% | 20.84% |
| DSP Natural Resources and New Energy Fund | ₹1,213.71 | 53.38% | 38.50% | 23.59% | 28.63% | 20.12% |
| Bank of India Manufacturing & Infrastructure Fund | ₹404.9 | 63.23% | 45.23% | 32.04% | 34.87% | 20.09% |
| SBI Contra Fund | ₹34,366.43 | 47.24% | 37.78% | 30.44% | 33.28% | 19.31% |
| Bandhan Core Equity Fund | ₹5,360.46 | 57.36% | 40.02% | 28.10% | 27.45% | 18.88% |
| SBI Long-Term Equity Fund | ₹25,738.08 | 57.77% | 42.13% | 29.87% | 28.12% | 17.55% |
| Nippon India Large Cap Fund | ₹29.533.68 | 39.89% | 32.22% | 26.73% | 23.38% | 17.51% |
| Sundaram Consumption Fund | ₹1,494.81 | 38.72% | 26.94% | 22.06% | 21.64% | 17.34% |
What is SIP?
An SIP, also known as Systematic Investment Plan, is a popular investment approach to invest in mutual funds. The method allows investors to invest a pre-determined amount at fixed intervals.
One can choose to invest on a weekly, monthly, quarterly, or yearly basis. It is a convenient option for those who cannot break their bank with a lump-sum investment.
Best SIP Plans for Rs. 10000 Per Month for 1 Year
| Scheme Name | AuM (Cr) | 1 Year | Total Investment | Total Return |
| Bandhan Small Cap Fund | 5,880 | 74.17% | 10,000 | 1,81,029 |
| ITI Mid Cap Fund | 986 | 70.83% | 10,000 | 1,77,643 |
| JM Flexi Cap Fund | 3,216 | 65.54% | 10,000 | 1,72,421 |
| ITI Small Cap Fund | 2,234 | 64.81% | 10,000 | 1,71,713 |
| Bank of India Flexi Cap Fund | 1,467 | 64.78% | 10,000 | 1,71,684 |
If you are planning to invest 10,000 per month for 1 year, then we have provided you with the best SIP plan to invest. Given below are the best SIP plans for 1 year.
Best SIP Plans for Rs. 10000 Per Month for 3 Year
| Scheme Name | AuM (Cr) | 3 Year | Total Investment | Total Return |
| JM Flexi Cap Fund | 3,216 | 33.28% | 10,000 | 621,566 |
| JM Value Fund | 839 | 32.33% | 10,000 | 611,416 |
| Bank of India Manufacturing & Infrastructure Fund | 405 | 32.04% | 10,000 | 608,357 |
| Quant Large and Mid Cap Fund | 3,290 | 31.65% | 10,000 | 604,271 |
| SBI Contra Fund | 34,366 | 30.44% | 10,000 | 591,799 |
If you are planning to invest 10,000 per month for 3 years, then we have provided you with the best SIP plan to invest. Given below is the best SIP plan for 3 years.
Best SIP Plans for Rs. 10000 Per Month for 5 Year
| Scheme Name | AuM (Cr) | 5 Year | Total Investment | Total Return |
| Bank of India Manufacturing & Infrastructure Fund | 405 | 34.87% | 10,000 | 1,620,873 |
| Mahindra Manulife Mid Cap Fund | 2,873 | 33.54% | 10,000 | 1,554,910 |
| SBI Contra Fund | 34,366 | 33.28% | 10,000 | 1,542,379 |
| Quant Large and Mid Cap Fund | 3,290 | 32.66% | 10,000 | 1,512,964 |
| JM Value Fund | 839 | 30.60% | 10,000 | 1,419,789 |
If you are planning to invest 10,000 per month for 5 years, then we have provided you with the best SIP plan to invest. Given below is the best SIP plan for 5 years.
Best SIP Plans for Rs. 10000 Per Month for 10 Year
| Scheme Name | AuM (Cr) | 10 Year | Total Investment | Total Return |
| Quant Large and Mid Cap Fund | 3,290 | 22.67% | 10,000 | 4,556,543 |
| JM Value Fund | 839 | 21.08% | 10,000 | 4,102,597 |
| JM Flexi Cap Fund | 3,216 | 20.84% | 10,000 | 4,038,650 |
| DSP Natural Resources and New Energy Fund | 1,214 | 20.12% | 10,000 | 3,853,535 |
| Bank of India Manufacturing & Infrastructure Fund | 405 | 20.09% | 10,000 | 3,846,035 |
If you are planning to invest 10,000 per month for 10 years, then we have provided you with the best SIP plan to invest. Given below are the best SIP plans for 10 years.
10 Best SIP Plans for Rs. 10,000 Per Month
Quant Large and Mid Cap Fund
The fund invests 88.32% of the assets in domestic equities out of which 53.76% goes into Large Cap stocks, 13.14% into Mid Cap stocks, and 6.02% in Small Cap stocks. It also has 5.96% investments in debt instruments.
Quant Large and Mid Cap Fund has offered 31.65% annualized returns in the past 3 years, and 32.66% in the past 5 years. It’s suitable for investors who are looking for an investment of at least 3-4 years with moderate risks.
JM Value Fund
The fund has 97.44% of its investments in domestic equities out of which 25.06% is in Large Cap stocks, 16.99% is in Mid Cap stocks, and 33.49% goes to Small Cap stocks.
JM Value Fund has offered 32.33% annualized returns in the past 3 years and 30.60%
in the past 5 years. It’s suitable for those with advanced knowledge of macro trends and prefer taking a leap for high returns at a high risk rate.
JM Flexi Cap Fund
The fund has 97.99% of its investments in domestic equities out of which 32.44% is in Large Cap stocks, 15.14% in Mid Cap stocks, and 28.1% in Small Cap stocks.
In the past 3 years, the fund has offered 33.28% annualized returns and 29.64%
returns in the past 5 years. The fund is suitable for investors who can invest for up to 3-4 years at a moderate risk rate.
DSP Natural Resources and New Energy Fund
The fund invests 82.58% of its assets in domestic equities out of which 43.92% goes into Large Cap stocks, 18.02% goes into Mid Cap stocks, and 8.51% into Small Cap stocks.
This fund has offered 23.59% annualized returns in the past 3 years, and 28.63% returns in the past 5 years. It’s a high risk fund which is suitable for those with advanced knowledge of macro trends and can take bets.
Bank of India Manufacturing & Infrastructure Fund
The fund invests 96.56% of its assets in domestic equities out of which 31.92% goes into Large Cap stocks, 13.84% into Mid Cap stocks, and 32.12% in Small Cap stocks.
In the past 3 years, the fund has offered 32.04% annualized returns, and 34.87% returns in the past 5 years. This is a high risk fund which is suitable for those with advanced knowledge of macro trends and can take bets.
SBI Contra Fund
The SBI Contra Fund invests 81.69% of assets in domestic equities out of which 41.72% is in Large Cap stocks, 17% is in Mid Cap stocks, and 7.84% is in Small Cap stocks.
The fund has offered 30.44% annualized returns in the past 3 years and 33.28% returns in the past 5 years. It’s suitable for those with advanced knowledge of macro trends and prefer taking a leap for high returns at a high risk rate.
Bandhan Core Equity Fund
The fund has 96.88% of its investments in domestic equities, of which 39.42% is in Large Cap stocks, 24.75% is in Mid Cap stocks, and 12.41% is in Small Cap stocks.
The Bandhan Core Equity Fund has offered 28.10% annualized returns in the past 3 years and 27.45% in the past 5 years. This fund is suitable for those looking for high returns at a moderate risk rate.
SBI Long-Term Equity Fund
The SBI Long Term Equity Fund invests 92.63% of its assets in domestic equities, out of which 52.9% is in Large Cap stocks, 12.52% is in Mid Cap stocks, and 12.16% is in Small Cap stocks.
The fund has a 3-year lock-in period with additional income tax saving benefits. In the past 3 years, it has offered 29.87% annualized returns and 28.12% returns in the past 5 years. This fund is suitable for those looking for high returns at a moderate risk rate.
Nippon India Large Cap Fund
The Nippon India Large Cap Fund invests mostly in Large Cap stocks. It invests 99.03% of its assets in domestic equities, out of which 68.81% goes into Large Cap stocks, 11.98% goes into Mid Cap stocks, and 3.11% into Small Cap stocks.
In the past 3 years, the fund has offered 26.73% annualized returns and in 5 years, it has offered 23.38% returns. This fund is suitable for those with a moderate risk tolerance.
Sundaram Consumption Fund
The fund invests 95.41% of its assets in domestic equities, which includes 56.3% into Large Cap stocks, 12.37% into Mid Cap stocks, and 6.02% into Small Cap stocks.
In the past 3 years, the fund has offered 22.06% annualized returns and in the past 5 years, it has offered 21.64% returns. It’s a high risk investment option that requires investors to have an advanced knowledge of macro trends.
Why Invest in Systematic Investment Plan (SIP)?
SIPs have turned out as one of the best investment ways nowadays, offering great returns without the financial burden of a one-time payment. Here are some reasons why you should consider investing in an SIP:
- As compared to many other investment options, SIPs offer fair returns.
- SIPs offer rupee cost averaging, which allows investors to buy limited shares when the market soars and higher number of shares when market is low.
- It’s an easy-on-pocket investment for everyone.
- SIPs are also a great way for portfolio diversification.
Conclusion
Nowadays, there are many options for investors to invest Rs. 10,000 per month in an SIP and earn great returns for the long run. However, it’s crucial to consider all the risks and other factors before making an investment.