Investor Education
Best SIP Plans for 1 Year: Check High Return SIP Plans
Looking for any Best Investment Plans For 1 Year or want to invest your hard-earned money for a short duration? Do you want to save money every month with a low duration of one year? This is what you and I both want to do, save money to achieve our financial goals. So why wait for so long, just start investing in the best SIP plan for 1 year and achieve your financial goals.
In this blog, we have provided you with the best mutual fund plan for 1 year, which will help you understand which fund is best for you, what are the benefits of investing for 1 year, where to invest your money, and many more things associated with this.
While choosing the best SIP plan for 1 year, here are a few factors to consider:
- Your risk appetite: How much risk are you able to bear? If you are a risk-averse investor, you may want to choose a SIP plan in a debt fund or a hybrid fund. If you are a risk-tolerant investor, you may want to choose a SIP plan in an equity fund.
- Your investment goal: What is your investment goal for 1 year? Are you looking for a short-term Mutual Fund investment, such as buying a car or for some family function in a year?
- Past performance: It is important to look at the past performance of an SIP plan before investing. However, it is important to remember that past performance is of no help for future results.
⇛ Best SIP Plans for 1 Year: Equity Funds
Equity mutual funds allow you to generate the best returns and help you to know which SIP plan is best for you. Look at the funds given below and get your best SIP plan for 1 year.
| S.No | Fund Name | 1-year return (%) | Total Investment (1000rs/Month) | Total Return |
| 1 | Quant Small Cap Fund | 29.92% | ₹12,000 | ₹ 13,929 |
| 2 | Nippon India Small Cap Fund | 31.55% | ₹12,000 | ₹14,348 |
| 3 | JM Value Fund | 32.59% | ₹12,000 | ₹12,963 |
| 4 | ICICI Prudential BHARAT 22 FOF | 32.09% | ₹12,000 | ₹12,781 |
| 5 | SBI Infrastructure Fund | 28.91% | ₹12,000 | ₹13,315 |
| Read More: Best SIP Plans for 1000 per month |
⇛ Best SIP Plans for 1 Year: Debt Funds
Debt mutual funds invest in regular-profit securities, which consist of corporations, authorities, and other debt devices like debentures. If you are looking to invest in a Debt fund for 1 year then look at the top performing funds and Invest Wisely.
| Fund Name | 1-yr Return | Total Investment (1000rs/Month) | Total Return |
| ICICI Prudential Banking & PSU Debt Fund | 7% | ₹12,000 | ₹12,462 |
| DSP Banking & PSU Debt Fund | 6% | ₹12,000 | ₹12,374 |
| Nippon India Corporate Bond Fund | 7% | ₹12,000 | ₹12,417 |
| Invesco India Credit Risk Fund | 11% | ₹12,000 | ₹12,860 |
| Aditya Birla Sun Life Credit Risk Fund | 7% | ₹12,000 | ₹12,480 |
Read More: Short-Term Mutual Funds: 15 Best Short Duration Funds in India to Invest
⇛ Best SIP Plans for 1 Year: Hybrid Mutual Funds
Hybrid mutual funds, are the only mutual fund that allows you to invest diversfically across many funds. This fund is a mixture of equity and debt mutual funds and is also the only fund which provides regular income. So, here is the list of the best hybrid SIP plans for 1 year:
This table showcases the best SIP plans for 1 year in India.
| Fund Name | 1-year return (%) | Total Investment (1000rs/Month) | Total Return |
| ICICI Prudential Equity & Debt Fund | 18% | ₹12,000 | ₹14689 |
| Kotak Equity Hybrid Fund | 12% | ₹12,000 | ₹12,816 |
| Edelweiss Aggressive Hybrid Fund | 15% | ₹12,000 | ₹12,948 |
| HDFC Hybrid Equity Fund | 10.65% | ₹12,000 | ₹12,670 |
| DSP Equity & Bond Fund Growth | 7% | ₹12,000 | ₹12,969 |
Best SIP Plan for 1 year in Index Fund
Video: https://www.youtube.com/embed/LJMqFbeyJU0?si=FgYrMZhk_G9rqqQQ
Index mutual funds are those funds which particularly invest in an index. These funds are associated with the stocks and a fund’s particular index. This allows you to invest in individual stocks. So to know which one is the best index fund to invest in, here is the list of funds given below:
| Fund Name | 1-year return (%) | Total Investment (1000rs/Month) | Total Return |
| UTI Nifty 50 Index Fund | 10.48% | ₹12,000 | ₹12,422 |
| Bandhan Nifty 50 Index Fund Growth | 10.12% | ₹12,000 | ₹12,435 |
| ICICI Prudential Nifty 50 Index Plan | 10.29% | ₹12,000 | ₹12,414 |
| HDFC Nifty 50 Index fund | 10.31% | ₹12,000 | ₹12,415 |
| Tata Nifty 50 Index Fund | 10.07% | ₹12,000 | ₹12,424 |
| Best SIP Plans for 3 Year | Best SIP Plans for 1 Year |
| Best SIP Plan for 5 Years | Best SIP Plan for 20 Year |
Let's Discuss this in Detail:
Best SIP Plans for 1 year (Equity Funds)
1. Quant Small Cap Fund GrowthQuant Small Cap Fund Growth is the best small Cap Fund which generally invests in small cap companies which means that it carries a higher risk tolerance than large-cap or mid-cap equity mutual funds. Quant small cap fund consists of 11,207 crores of assets under management. Since inception, it has returned 18.48% average annual returns. This is the best mutual fund to invest as every three years, Quant small cap fund doubles the amount invested. Quant small cap fund’s top holdings are BSE Ltd, Reliance Industries, JIO Financial Industries, Reserve Bank of India, and Bikaji Foods. This particular mutual fund generates capital appreciation & provides long-term growth opportunities by investing in a portfolio of small-cap companies. Zfunds recommends this particular fund as the Best SIP Plan for 1 year, invest in today, and achieve your financial goals of tomorrow.
A. You can invest in this Quant small cap fund by investing in the best mutual fund app which is Zfunds. Q. Is Quant Small Cap Fund a good investment option for you?A. Quant small cap fund is the best SIP Plan for those who have a high risk appetite. |
2. Nippon India Small Cap Fund - Growth
Nippon India Small Cap Fund - Growth is an equity fund which invests in small-cap companies, which means that it carries a higher risk than large-cap or mid-cap equity funds. Nippon India Small Cap Fund has an asset under management of 41,019 crores. Nippon India's Small cap is the best option for those who have high-risk tolerance and are looking for high returns.
Nippon India small cap fund is the best SIP plan for 1 year investment. Nippon India small cap fund’s top holdings are TI Financial Holdings Ltd., HDFC Bank Ltd., KPIT Engineering Ltd, Apar Industries Ltd, and Bharat Heavy Electricals Ltd. Since its inception, this particular fund has returned 21.65% annually.
- Fund house: Nippon India Mutual Fund
- Fund type: Equity
- Category: Small-cap
- Expense ratio: 1.81%
- Minimum investment amount: Rs. 500
- Min SIP Investment: Rs.1000
- NAV: Rs. 120.56
- Risk: Very High
- Rating: 4.4
- LaunchDate: January 7, 2013
- Exit Load: NIL
A. You can invest in this Nippon India Small Cap Fund through ZFunds App, the best mutual fund app to invest your investments.
Q. Is Nippon India Small Cap Fund a good investment option for you?A. Nippon India Small Cap Fund is the best investment fund for those who want to invest in high risk tolerance and get high returns.
3. JM Value FundJM Value fund is a fund which generates long-term capital appreciation by investing in a diversified portfolio of equity securities across market capitalizations. JM value fund has 340 crores of assets under management. JM value fund has generated 17.46% of annual return. JM Value fund is the best fund for the SIP plan of 1 year, also it is suitable for those who have high risk tolerance and high returns. Generally, this Mutual fund, i.e. JM Value Fund invests in Financial services, consumer goods, capital; goods, and many more. JM Value fund’s top holdings are Larsen & Toubro Ltd., ITC Ltd., National Thermal Power Corp. Ltd., and Rural Electrification Corpn. Ltd., HDFC Bank Ltd. JM Value fund has a track record of outperforming the benchmark index over the long term.
A. You can invest in this JM Value fund through ZFunds App, the best mutual fund app to invest your investments. Q. Is JM Value Fund a good investment option for you?A. JM Value Fund is the best investment fund for those who want to invest in high risk tolerance and get high returns. |
4. ICICI Prudential BHARAT 22 FOF
ICICI Prudential BHARAT 22 ETF funds aim at generating returns by investing in units. This fund has a relatively short track record, having been launched in February 2022. However, it has performed well so far, returning over 48.57% in the past year. Also, this ICICI Prudential BHARAT 22 FF fund has returned 18.50% annually since inception. The ICICI Prudential BHARAT 22 FOF invest in the unclassified sectors concerning other.
- Fund house: ICICI Mutual Fund
- Fund type: Equity
- Category: Small-cap
- Expense ratio: 0.09%
- Minimum investment amount: Rs.5,000
- Min SIP Investment: Rs.1,000
- NAV: Rs. 21.69
- Risk: Very High
- Rating: 4.4
- Lauch Date: June 29, 2018
- Exit Load: NIL
You can invest in this JM Value fund through the ZFunds App, the best mutual fund app to invest your investments.
2. Is ICICI Prudential BHARAT 22 FOF a good investment option for you?ICICI Prudential BHARAT 22 FOF is the best investment fund for those who want to invest in high risk tolerance and get high returns.
5. SBI Infrastructure FundSBI Infrastructure fund allows you to generate long-term capital appreciation by investing in a diversified portfolio of equity and equity-related securities across different sectors of the Indian economy, with a focus on the infrastructure sector. SBI infrastructure fund has an AUM of 8,21,489 crs. SBI Infrastructure fund has provided 8.75% average annual returns. This fund is medium-sized in its category. The fund has been in existence for 16 years and many more. SBI Infrastructure fund has provided a 1-year return of around 40.54%. This fund generally invests in the Energy, Construction, Materials, Capital Goods, and Services sectors. SBI infrastructure fund’s top holding is Reliance Industries Ltd., Larsen & Toubro Ltd., Torrent Power Ltd., Shree Cement Ltd., and Bharti Airtel Ltd.
|
Best SIP Plan for 1 year (Debt Fund)
1. ICICI Prudential Banking & PSU Debt Fund - Growth
ICICI Prudential Banking & PSU Debt Fund - Growth is a debt fund, which means that it carries a lower degree of risk than equity funds. ICICI Prudential Banking & Debt fund has an asset under management However, it is still important to note that all investments carry some degree of risk.In order to generate income and capital appreciation by investing in debt securities of banks and public sector undertakings (PSUs).
- Fund house: ICICI Mutual Fund
- Fund type: Debt
- Category: Debt - Banking & PSU
- Expense ratio: 0.76%
- Minimum investment amount: Rs.500
- Min SIP Investment: Rs.100
- NAV: Rs. 28.92
- Risk: Very High
- Rating: 4.4
- Launch Date: January 1, 2013
- Exit Load: NIL
2. DSP Banking & PSU Debt Fund - Regular Plan-GrowthDSP Banking & PSU Debt Fund - Regular Plan - Growth fund allows you to invest in debt securities issued by banks and public sector undertakings (PSUs). It is a low-risk fund, which means that it is suitable for investors who are looking to preserve their capital and generate regular income. DSP banking & PSU Debt has assets under management of about 2561.94 crores. DSP Banking has delivered 7.57% average annual returns DSP banking fund has doubled the money invested in it every 10 years.DSP banking's top holdings are the National Bank For Financing Infrastructure And Development, GOI, Indian Railway Finance Corp. Ltd., HDFC Bank Ltd
|
3. Nippon India Corporate Bond Fund - Growth
Nippon India Corporate Bond Fund - Growth is a corporate bond fund, which means that it carries a higher risk than government bond funds. Overall, Nippon India Corporate Bond Fund - Growth is the best option for investors who are looking for a relatively low-risk investment with the potential for income and capital appreciation.
Nippon India corporate fund has an AUM of about 2,388 crores. This fund has generated 7.88% average annual returns and delivered 7.215 returns in the last 1-year.
- Fund house: Nippon India Mutual Fund
- Category: Corporate Bond
- Expense ratio: 0.67%
- Minimum investment amount: Rs. 1000
- NAV: Rs. 52.03
- Fund type: Debt
- Fund Size: ₹2561.94 crore
- Category: Debt - Banking & PSU
- Min SIP Investment: Rs.100
- Risk: Very High
- Rating: 4.4
- Launch Date:
- Exit Load: NIL
4. Invesco India Credit Risk Fund - Regular Plan-GrowthInvesco India Credit Risk Fund - Regular Plan - Growth is a credit risk fund, which means that it carries a higher risk than other types of debt funds, such as government bond funds or corporate bond funds. Overall, Invesco India Credit Risk Fund - Regular Plan - Growth is the best option for investors who are willing to invest and are capable of tolerating such high risk to achieve higher returns. Invesco India Credit Risk Fund Direct-Growth has an AUM of ₹140 Crores
|
5. Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth is a credit risk fund, which means that it carries a higher degree of risk than other types of debt funds, such as government bond funds or corporate bond funds.
Aditya Birla Sun Life Credit Risk Fund has an AUM of 998 crores. Aditya Birla Sun life Credit Risk fund has generated 7.20% of return annually and this fund has generated 6.70% of one year return.
- Fund house: Aditya Birla Sun Life Mutual Fund
- Fund type: Debt
- Category: Credit Risk
- Expense ratio: 1.57%
- Minimum investment amount: Rs. 100
- NAV: Rs. 18.11
- Risk: Very High
- Rating: 4.4
- Lauch Date: 30 March, 2015
- Exit Load: NIL
| Aditya Birla Investment Plans
Best SIP Plan for 1 year (Hybrid Fund)
1. ICICI Prudential Equity & Debt Fund - GrowthICICI Prudential Equity & Debt Fund - Growth is an aggressive hybrid fund, which means that it carries a higher risk than debt funds or conservative hybrid funds. ICICI Prudential fund has a fund size of 26,183 crores. This fund has generated a return of 17.50% of annualized return and a 23.15% return in the last year. Primarily this fund invests in the Financial, Energy, Automobile, Communication, and Technology sectors
|
2. Kotak Equity Hybrid Fund - Growth
Kotak Equity Hybrid Fund - Growth is an aggressive hybrid fund, which means that it carries a high risk than debt funds or conservative hybrid funds.
- Fund house: Kotak Mahindra Mutual Fund
- Fund type: Hybrid
- Category: Aggressive Hybrid
- Expense ratio: 0.77%
- Minimum investment amount: Rs. 500
- NAV: Rs. 45.53
- Risk: Very High
- Rating: 4.4
- Launch Date: 1 January, 2013
- Exit Load: NIL
3. Edelweiss Aggressive Hybrid Fund - GrowthEdelweiss Aggressive Hybrid Fund - Growth is an aggressive hybrid fund, which means that it carries a higher risk than debt funds or conservative hybrid funds. Overall, Edelweiss Aggressive Hybrid Fund - Growth is the best investment option for investors who are looking for a balanced investment between equity and debt, their fund manager focuses on capital growth.
|
4. HDFC Hybrid Equity Fund - Regular Plan-Growth
HDFC Hybrid Equity Fund - Regular Plan - Growth is an aggressive hybrid fund, which means that this hybrid equity fund carries a higher degree of risk than debt funds or conservative hybrid funds.
HDFC Hybrid Equity Fund has an AUM of 21,192 crores. The average return of HDFC Hybrid Equity Fund is 15.42%, also this particular fund has generated a return of 13.55% in the last year. HDFC Hybrid Equity fund invests in these sectors which are Financial, Energy, Construction, Consumer Staples, and Capital Goods.
- Fund house: HDFC Mutual Fund
- Fund type: Hybrid
- Category: Aggressive Hybrid
- Expense ratio: 1.71%
- Minimum investment amount: Rs. 500
- NAV: Rs. 91.97
- Min SIP Investment: Rs.100
- Risk: Very High
- Rating: 4.4
- Launch Date: 1 January, 2013
- Exit Load: NIL
5. DSP Equity & Bond Fund GrowthDSP Equity & Bond Fund Growth is an aggressive hybrid mutual fund that aims at generating equity-like returns which are of a slightly lower risk profile. This fund helps you to invests in a mixture of equity and debt instruments, with a higher equity allocation. DSP Equity & Bond Fund Growth has been in existence for 24 years and counting. DSP Equity & Bond Fund has delivered 14.57% annual returns since inception. DSP Equity & Bond Fund has also returned 19.20% of returns in the last year.
|
Best SIP Plan for 1 year (Index Fund)
Index mutual funds are those which particularly invest in a particular index or stocks. So to know which one is the best index fund to invest in, here is the list of funds given below:
1. UTI Nifty 50 Index Fund
UTI Nifty 50 Index Fund Regular Plan Growth is an index fund that aims to replicate the performance of the Nifty 50 Index, which is a basket of the 50 largest and most liquid stocks traded on the National Stock Exchange (NSE) of India.
UTI Nifty 50 Index Fund has an AUM of 13,627 crores. This particular has also delivered 11.81% UTI Nifty 50 Index Fund has generated 13.49% of return in the last year. Majorly this fund has invested in sectors such as the Financial, Technology, Energy, Consumer Staples, and Automobile sectors.
- Fund house: UTI Mutual Fund
- Fund type: Index Fund
- Category: Index
- NAV: ₹128.93
- Minimum investment amount: Rs. 500
- Min SIP Investment: Rs.100
- Risk: Very High
- Rating: 4.4
- Launch Date: 14 February, 2000
- Exit Load: NIL
3. ICICI Prudential Nifty 50 Index Plan Regular GrowthICICI Prudential Nifty 50 Index Plan Regular Growth is an index fund that aims to replicate the performance of the Nifty 50 Index, which is a basket of the 50 largest and most liquid stocks traded on the National Stock Exchange (NSE) of India. ICICI Prudential Nifty 50 Index has an AUM of 5,310 crores. ICICI Prudential Nifty 50 Index has delivered a 14.94% annual return and 13.36% of last year's return. Majorly this fund has invested in the Financial, Technology, Energy, Consumer Staples, and Automobile sectors
|
4. HDFC Nifty 50 Index fund
HDFC Nifty 50 Index Fund is an index fund which aims to replicate the performance of the Nifty 50 Index, it is teh one with 50 largest and most liquid stocks traded on the National Stock Exchange (NSE) of India.
HDFC Nifty 50 Index Fund has an AUM of 10,614 crores. HDFC Nifty 50 Index fund has generated a return of 13.23% of the annualized return. Also, this fund provides 13.63% of return in the last year. HDFC Nifty 50 fund invest majorly in the Financial, Technology, Energy, Consumer Staples, and Automobile sectors.
- Fund house: HDFC Mutual fund
- Fund type: Index Fund
- Category: Index
- NAV: ₹181.62
- Expense ratio: 0.2%
- Minimum investment amount: Rs. 500
- Min SIP Investment: Rs.100
- Risk: Very High
- Rating: 4.4
- Launch Date: 1 January, 2013
- Exit Load: NIL
5. Tata Nifty 50 Index FundTata Nifty 50 Index Fund is an index fund that aims to replicate the performance of the Nifty 50 Index, which is a basket of the 50 largest and most liquid stocks traded on the National Stock Exchange (NSE) of India.
|
| Best SIP Plans for 5 Year | Best SIP Plans for 3 Years | SIP Plans to Invest in for 10 Years |
Keep in mind that SIP investments are a marketplace threat and that previous overall performance isn't always assured of destiny consequences.Keep in mind that spreading out your investment portfolio among several asset sorts may additionally help lessen hazards. Before making any investment picks, it's miles a top-notch concept to talk with an economic counselor to make certain your chosen SIP class fits collectively with your unique monetary conditions and goals. In order to know your portfolio or be stressed about which mutual fund to choose, step into the best mutual fund app, i.e., Zfunds, which gives WhatsApp help and suggests the best mutual fund to invest to.
Faqs:
Q. Which bank SIP is best for 1 year?ICICI Prudential Liquid Fund, Aditya Birla Sun Life Savings Fund, Aditya Birla Sun Life Money Manager Fund and HDFC Overnight Fund are considered as best SIPs for one year.
Q. Can I invest in SIP for 1 year?SIPs offer 1 year, 3 years, 5 years, and 10 year’s investment options as per the convenience of the investor.
Q. Which SIP is best for 1000 per month?Motilal Oswal Focused 25 Fund is the best SIP for 1000 per month.
Q. Which SIP is best for highest return?Kotak bluechip fund is the best SIP option for highest return.
Q. Can I withdraw my SIP before 1 year?The profits on your investment will be regarded as short-term capital gains if you withdraw your SIP before one year has passed, and you could be required to pay taxes on them.